Mar
28
2011

Introducing the LI6 project

Early 2011 has turned out to be a period of re-evaluation for me and Jak, for various areas of our lives. We’ve had some surprisingly out-of-the-box conversations, and made some pretty significant course-corrections.

During one of these recent conversations he asked me where I would want to live, if I could pick anywhere. I of course had absolutely no answer for that at all, since it hadn’t been a practical consideration for ten years, nor would it be for another six: shared custody of the kids took that off the table. Twelve years ago the answer was Seattle, but I realized I was no longer sure that was the case. I still love Seattle for the same reasons I always did, but three things are getting to me. Turns out, they’re kind of getting to Jak too.

One is the short days in winter — always a depressing lack of light, but now even worse since my sight is poor enough I no longer dare drive after dark. When dark comes at 4:30p, as it does in December and January, it puts quite a crimp in one’s mobility. (It was somewhat better in a walkable neighborhood with good transit, but that was something we gave up to buy this house.)

Two is the weather — at least for the seven-plus months out of the year when it’s always cold and overcast, and often drizzly as well. (Mind you, ‘cold’ to me is anything below 60F; I have a circulation problem (Raynaud’s phenomenon) which means that cold causes actual significant pain in my ears, fingers, and toes.)

Three is the cost of living. It didn’t bother me so much a few years ago when I thought we had a shot at bootstrapping ourselves into some decent savings, but the housing crash and the recession have flattened my hopes on that score. I’ve also recently had to accept that my startup isn’t going to actually make it off the ground, which leaves me looking at the prospect of full-time corporate employment again and indefinitely. In theory this is not so bad, but in practice I’ve found that corporations tend to be bad for both my health and my sanity, so this is quite a disappointment.

Jak doesn’t care for the corporate life either; his persistent dream is to write novels for a living. Not an easy prospect, when ‘living’ means $72K a year. In theory we could get by on two $35K half-time jobs, but Internet-related careers tend to come in 40-, 50-, and 60-hour versions, nothing less. So at least one of us is always on the treadmill full-time.

Anyway, back to the question of what to do with our theoretical post-child freedom. For several years we’ve talked about moving to Portland once the kids were both gone, mostly because Jak wanted to be closer to some of his family, and that was the nearest place that also met my requirements for city and culture. But it’s been looking less and less likely that any of his immediate family will be in Oregon by 2017. And Portland has the same three drawbacks as Seattle: almost identical in daylight and weather, and only slightly cheaper (the latter likely offset by fewer employment options).

So if we scrapped the Portland plan, what would we do?

As so often happens with us, Jak mentions something he’s been vaguely contemplating, and I go off and research the ever-living fuck out of it, and come back with concrete details. And, sometimes, a Plan.

So: more towards the equator (for longer days in winter), both warmer and sunnier (but not oppressively hot), with a lower cost of living. Jak’s lived in and loved the climates of both Hawaii and San Diego, but neither one improves our cost-of-living situation. In fact, there really isn’t anyplace in the United States that has both a low cost of living and a good climate … never mind things like a socially liberal culture, good restaurants, or anything else that’s important to us.

So, not the States. I’ll cut to the chase here. I briefly researched Europe, long enough to confirm that low cost-of-living and better-than-Seattle climate do not coincide. And then I canvassed Latin America. I pulled library books and read expat forums online, and after a few days of immersion, I reported back. “Okay, I have an answer to your question now. Where would I live in six years, if I could choose anywhere? Well, let me tell you about this place in Mexico …”

I’ll talk (or possibly gush) more about the specific place later. The upshot is that Jak bought into the idea, provisionally but with considerable enthusiasm. We will of course visit the area and check it out first-hand; we’re planning a reconnaissance trip in 2012.

The critical part of the plan is the economics. Everything I’ve read suggests that the two of us could currently live quite well there — ‘well’ meaning not extravagantly, but in a lovely 2- or 3-bedroom house — for around $1500 US per month. That’s inclusive of all ‘normal’ expenses: rent, utilities, groceries, restaurants, entertainment, transportation, basic healthcare, even maid and gardener service. So I figure even with six years of inflation, $2000 per month would give us enough to handle emergencies and a couple of major trips per year. (That’s $2000 gross, not net; taxes become nearly negligible in this situation.)

Now, the catch is: that’s $2000 per month of location-independent income. We wouldn’t be able to get paying jobs in Mexico. But even so … $24K a year sounds a lot more doable than $72K. I can conceive of working an online business up to $1K or $2K per month gross.

So. Six years of lead time. $2000 per month regular, location-independent income between the two of us to make it work.

That’s what I’ve been calling ‘the LI6 Project’, for Location-Independent in Six. It sounds all superspy, I know, but hey.

More soon.

8 comments:

  1. 28 Mar 2011 at 10:26 pm
    Amy Martin

    Oooh ooh, is it San Miguel de Allende? I only ask that because some friends of mine lived there for a couple of years and it has a significant ex-pat population without being, like, Cancun spring break-y. If not San Miguel, though, you should look into it. We went down in October and it’s gorgeous.

  2. 29 Mar 2011 at 1:14 pm

    Not San Miguel, no … I looked hard at it, but it has at least two major comparative drawbacks: relative cost of living is up (it’s apparently become artsy-trendy), and — the biggest dealbreaker — it’s steep. In the physical sense, I mean. Or at least, everything I could find made it seem so; since you’ve been there maybe you can tell me. I can’t walk most of San Francisco because of the steep hills (and my bad knee); San Miguel looks comparable. No?

  3. 29 Mar 2011 at 1:46 pm

    There’s a lot to be said for living somewhere cheap. If you can combine very low rent with a walkable community where you don’t need to have a car, you expand your options for earning a living enormously.

    And, although six years seems like a long time, I bet you’ll find that it’s really just barely long enough. There’s a lot to do to get ready. (And really, getting ready is one of the fun parts. When you’re on a path like that, life is full of possibilities.)

  4. 29 Mar 2011 at 10:29 pm
    Kim

    This is the world’s most terribly not-useful comment, but you researching all this and understanding you could get a web business up to 1.5K/month is really *really* inspiring :)

  5. 30 Mar 2011 at 5:07 pm
    Amy Martin

    Oh damn. I forgot about your knee! You’re right, the cobblestones and hills would not be doable. Sucks about the cost of living too. But good thing Mexico is so big!

  6. 5 Apr 2011 at 1:16 pm

    @Kim: Thank you … but you might want to wait to be inspired until I’ve actually succeeded. :) It’s not a cake-walk, that’s for sure.

  7. 5 Apr 2011 at 1:14 pm

    @Philip: Six years seems like nearly forever, most of the time — this despite the shifting my time sense has undergone as I’ve gotten older. But having something to look forward to and work toward is doing me some good already. Can I sustain it for six years? No idea, but I hope so.

  8. 9 Apr 2011 at 9:12 am
    Alex

    Mexico? Um. I guess 6 years is long enough to see whether it becomes a failed state.

Leave a comment: